We are covering the article about the top 5 medical insurance in India. In the last few years, the term medical insurance has touched at a high place. As per Researches and studies the lifestyle-changing very fast. People are not always normal in their health. They always facing news issue related to their Health.
The consequences of the same lead a person towards unwanted health-related issues and diseases. And These cost high and treatment of the same create a hole in the pocket of a normal person.
In such cases, an effective health insurance plan comes as a saviour. Usually, a health insurance company plays a vital role. We are trying to select the best 5 medical insurance company for you. When it comes to buying a health insurance plan as everyone wants to get the best.
Following are the five best health insurance policies in India that you can consider for yourself or for the protection of your family.
Religare Health Insurance-Care
Religare care is a comprehensive health insurance plan that safeguards you & your family against financial risks arising out of a medical emergency. The company provides multiple numbers of benefits for the customers.
- It provides coverage for expenses related to room rent, daycare procedures, ICU charges, domiciliary expenses, ambulance charges, pre/post-hospitalization expenses and medical check-ups.
- Domiciliary Hospitalization- This plan provides coverage against medical expenses incurred during your treatment at home for a period exceeding 3 consecutive days. So nothing should delay the treatment you deserve.
- All plans by Religare including ‘care’, come out with no upper age limit of enrollment i.e. even if a person is 100 years old, can apply for coverage.
Apollo Munich Easy Health
Among various offerings of Apollo Munich Health Insurance, Apollo Munich Easy Health has come out as the best one among others. A person should consider this to secure his/her health. There are multiple benefits that Apollo Munich Easy Health offers which is as under.
- This plan offers in-patient treatment which is helpful. The patient gets the cover against hospitalization expenses for a time period of more than 24 hrs.
- Provides pre-hospitalization cover through which you can get cover against the medical expenses that take place in 60 days before the hospitalization. While the post-hospitalization provide coverage for medical expenses incurred during post-hospitalization.
- 144 types of Day-Care medical expenses.
- Domiciliary Treatment Expenses which is a beneficial feature of this plan allows you to avail medical treatment at home. Which would otherwise have required hospitalization are also covered under the plan.
These features make this plan as one of the best options available in the market.
ICICI Lombard Complete Health Insurance- iHealth
ICICI Lombard Complete Health Plan is referred to be the best plans among other health insurance plans which are offered by this insurance company.
- This plan comes out with several beneficial features such as -cashless hospitalization, free health check-up, tax benefit, free look period of 15 days, emergency ambulance cover and much more.
- It offers a lifelong renewability option. In addition to treatment expenses and hospitalization expenses, this policy also covers expenses incurred due to daycare procedures.
One can enjoy a cashless facility at all cashless network hospitals under this plan.
Bajaj Allianz Health-Guard
Bajaj Allianz Insurance Company has come out with several innovative and comprehensive health insurance plans and Bajaj Allianz Health Guard is one of them. This insurance policy offers the needful cover through which you can get quality treatment on time. The cover offers the best healthcare and medical treatment and keeps you financially secure.
These plans offer benefits like –
- The plan offers coverage against pre and posts hospitalization expenses that include consultations, medicines, investigations, etc. related to the illness of policyholder.
- You will get the option of Lifelong renewability of the plan.
- The plan offers cashless facility at more than 4000 network hospitals across the country.
Max Bupa Health Companion Health Insurance Plan
Max Bupa Health Insurance offers Health Companion Health Insurance Plan. It provides customized insurance policies which can easily go well with the different needs of customers.
The benefits of the policy are like –
- Covers all hospitalization
- Pre & post hospitalization are included
- Avail in-patient treatment under Aayush up to the base sum insured
- Daily cash allowance.